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Mortgage Product Substitution and State Anti-Predatory Lending Laws: Better Loans and Better Borrowers?, Raphael Bostic, Souphala Chomsisengphet, Kathleen Engel, Patricia McCoy, Anthony Pennington-Cross, Susan Wachter Anthony Pennington-Cross
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State and Local Anti-Predatory Lending Laws: The Effect of Legal Enforcement Mechanisms, Raphael Bostic, Kathleen Engel, Patricia McCoy, Anthony Pennington-Cross, Susan Wachter Anthony Pennington-Cross
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