Putting off Tomorrow to Do What You Want Today: Planning for Retirement

Document Type




Format of Original

13 p.

Publication Date



American Psychological Association

Source Publication

American Psychologist

Source ISSN



In this article we note that in the coming years, a larger number of people will be experiencing retirement for a longer period of time than ever before and that despite this fact, many will find themselves unprepared for this stage of their lives. We review the literature on retirement preparation, structuring our review around the key questions that need to be addressed when planning for retirement: (a) What will I do? (b) How will I afford it? (c) Where will I live? and (d) Who will I share it with? We make a number of suggestions for research and practice. We conclude that although psychology has begun to play a role in understanding and addressing retirement preparation, there are considerable opportunities for psychologists to engage with this issue in their research and applied work.


American Psychologist, Vol. 66, No. 3 (April 2011): 180-192. DOI.

Gary Adams was affiliated with University of Wisconsin Oshkosh at the time of publication.